Moving anywhere, even if it’s just down the street, is a stressful and expensive endeavor. Moving to Hawaii is in a league of its own. If you’re ready to live the island life… take a few breaths, start saving some serious cash and get ready for some big changes.
*As a disclaimer; this budget is based off of myself (8.5 months pregnant during the move, by the way), my husband and our dog, Bruce. We moved from Colorado to the Big Island of Hawaii. Budgets will obviously vary if you’re a single person, big family or have pets.
Shipping personal items: $1,500
Dog expenses (vet visits, permits, plane ticket, crate, etc.): $1,250
Shipping vehicle: $1,000
2 one-way plane tickets: $550
Airport baggage fees (we had a lot of baggage): $350
Miscellaneous travel expenses (hotels, gas, food etc.): $400
TOTAL for 2 people and a dog: $5,050
For more details of costs and the process, keep reading…
Where to start: Save as much money as you possibly can.
Keep in mind, you’re going to need much more money saved than just what it takes to get here. You’ll need money for housing, food, transportation and living once you arrive. We saved as much as we possibly could in a short amount of time and ended up with about $13,000. I was lucky to still have some money coming for maternity leave for a few months, which definitely made it easier. Considering the cost of living in Hawaii, the fact that we didn’t have jobs waiting for us, plus a baby on the way, money was making us very nervous. It worked out and we had plenty of room to wiggle and live comfortably once we arrived. Plus, depending on the field of work you’re in, it turns out jobs are rather plentiful on the island from our experience.
Bring only what you really need. Sell EVERYTHING else.
A chunk of the money we were able to save came from selling almost everything we owned. Most of the rental homes here, if not all of them are furnished. So to start, you don’t need ANY furniture. Most things are more expensive to ship to Hawaii than to just buy new stuff once you arrive. We shipped our stuff through City Moving, which we found to be the cheapest option.
The total cost to ship 100 cubic feet with them from Colorado to Hawaii was $2,100, but we split this 3 ways since we had a friend moving as well. We taped out 100 cubic feet on our wall and floor and each of us got a third of the space to fit what we wanted to bring. To give you an idea of what we brought, here’s what our 100 cubic foot pile looked like plus a few extras like the golf clubs and couple boxes you see:
If you’re planning on shipping a 3 bedroom house with all of your furniture, you’re going to be spending between $10,000 – $15,000. So if you want my advice… keep it simple and purge.
If you can wittle down enough to just bring a few bags on an airplane plus maybe mailing a few things, go for it. The less you bring, the cheaper it will be.
If you have a furry friend, PLAN AHEAD!
Heads up! Bringing a pet is the most difficult and time consuming part of the process. It takes about 6 MONTHS to get your dog or cat to the island if you want to avoid them being in quarantine for 3 months when you arrive. Hawaii is a rabies free state and they aim to keep it that way. The Hawaii Department of Agriculture has a very extensive process for getting pets to Hawaii. Visit their website for more details, and make sure to thoroughly read every step.
If you are moving to any island besides Oahu, there is an additional checklist for neighboring islands as well: Follow this checklist in addition to the above for a neighbor island.
In addition to those checklists, airlines will have their own procedures as well. There are rules on the size of your crate, getting permits, etc. Check with your airline before you book your tickets to make sure they even participate in the program.
Don’t procrastinate on this part of the process, and be thorough. Again, this is the most stressful part, but you don’t want to end up having to send your dog to quarantine.
Approximate cost breakdown for a pet:
Import permits, fees for Department of Agriculture: $250
Plane Ticket: $450
Airline approved crate: $100
Hawaii vet airport release check: $150
Vet visits (health certificate, rabies shots, blood work, microchip, flea and tick): $300
Decide if you want to ship your vehicle.
We had a really good experience shipping through Hawaii Car Transport. A lot of people sell their car and purchase a new one when they arrive. You have to weigh out the pros and cons for your particular situation. If you owe more than you can sell it for, it might be better to ship. If you can sell it and use that money toward your move and a new car, then do that. For us, it was better to ship. It was also much cheaper for us to drive to Los Angeles and ship our car from there than to ship from Colorado. Plus we saved on plane tickets by flying from there, so it was a win win.
As a heads up, your car must be empty and have less than a quarter tank of gas to ship. So unfortunately, you can’t pack your car with all of the stuff you want to bring and ship it that way. Wouldn’t that be nice?
Research housing and locations before you move.
Hawaii climates and temperatures vary greatly even when you drive 10 minutes up the road. Because the weather is pretty much perfect year-round, air conditioning doesn’t really exist in most houses, restaurants and businesses on the island. That said, it does get hotter if you live at sea level versus going up a in elevation. There’s also a leeward “dry” side (west) and windward “wet” side (east) to each island. The windward side is much greener and more lush, however you will see a lot more rain (like everyday). If you prefer to be out of the rainy zone, consider living on the leeward side. Each have their pros and cons, so just doing a bit of research will guide you to the right place for you.
Housing costs vary by island and by area, so be ready to shop around and weigh out all of your options. Condos, apartments and ohanas are going to be cheaper. For a house, you probably won’t find anything decent for less than $1,300 for rent depending on the area you live in. If you don’t mind commuting to town a little bit, you’ll save on housing that way too.
To save money on the cost of living, a lot of people live in multi-family type housing. You’ll see plenty of houses that have an attached or detached ohana or guest area that allows for multiple families to live in one house. This is the route we went since we have some family here. Currently we are in a three-unit house (each with their own entrance, kitchen, rooms, bathrooms) with three couples, one in each unit. It works out perfectly so everyone saves money by living together, while still having separated living quarters.
Consider the cost of living, culture, climate, wild life and lifestyle.
I definitely recommend visiting the islands before up and moving to one of them. It’s a big change in lifestyle, and shouldn’t be done on a whim. A lot of people dream of living the island life and have certain expectations about being in paradise, but then aren’t really prepared for the change. It is a completely different experience. One that many people adore and thrive in, while others really just need a vacation once in a while then are happier going back to the mainland.
Life is slower, and much more laid back on the islands. If you’re not into waiting until the surf goes down to get your cable guy to come over, you might be in for a frustrating experience. When you live in Hawaii, you have to be able to slow down, take in the view and be open to living on island time.
With all of that said, we are the happiest we’ve ever been.
Moving to Hawaii was a huge change from living in Colorado. It’s a decision we went back and forth on for quite a while. In the end, what matters the most is the adventure, being close to our Ohana and raising our daughter with love and an abundance of fresh fruit. With all the stress it took to get here, we made it and are absolutely in love with the island life.